The publication is devoted to the review of materials devoted to an agrostrakhovaniye problem.
The MINISTRY WILL be SPENT FOR AGROSTRASHANIYE
In the state budget for 2008 on support of agro-industrial complex and revival of the village it is provided over 24 billion UAH (in 2007 – more than 8 billion UAH). From them 200 million UAH are planned to spend for compensations of insurance payments to the landowners who have insured the crops. Such grant is provided by the law About the state support of agricultural industry. The state returns 50 % of insurance payment for the landowners who have insured the crops. Insurance will allow to apply and for other bonuses.
Despite these benefits and frequent poyogodny cataclysms, landowners don’t hurry to be insured. In 2005 insurers insured 2 % of cultivated areas, in the 2006th it is slightly more – 3,4 %, and in 2007 – about 5 %.
The president of Homestead Association and private land owners Yaroslav Kardash explains it absence of the strakhoyovy companies, capable to offer the farmer favorable conditions a strakhovayoniya. The landowner belong to straxovshhikam with big mistrust. Now many SK undertake to insure a selkhozpyoroizvoditel, but can’t provide the normal mechanism both most processa insurance, and payment of means after approach of insured event – he considers.
On the other hand, to the farmer let’s insure future crop an otsutyostviye of available current assets. In Ukraine very few people from selkhozproizvoyoditel presumes to buy an insurance. The companies with foreign investiyotsiya or large domestic agroholdings are generally insured – mister Kardash speaks.
According to insurers, an agroinsurance problem in realization of norms zakona. The law on state support of agricultural industry doesn’t work fully. Often support isn’t adhered to reyoalny insurance and its conditions. To the state grant to landowners follows sokrashhat that they had an incentive to be insured. But thus insurers should offer the client a kachestvenyony insurance product – considers Eleyon Masharo, the deputy general director of SK "Aska".
At the same time insurers note that the main incentive for landowners are not state grants, and already poluchenyony payments from insurers. In preyodydushchy years agroinsurance was unessential, as vosprinimalos as additional load of agricultural activity therefore subsidies gave out to all. Such state of affairs was badly reflected in the agrostrakhoyovaniye market. But today, considering a proshloyogodny summer drought and present frosts, landowners will feel an agricultural insurance tselesoobyoraznost – otmechaet Vyacheslav Grabyn, the director of a deparyotament of methodology of insurance and HACK anyoderrayting "Oranta".
The bill About a strayokhovaniye of agricultural risks is prepared where agency creation on insurance of agrarian risks, vedeyony uniform statistics, tariff politiki is provided. The means provided in the budget, of course, not enough if to consider that the agrarian sector makes 10 % of gross domestic product. But nevertheless it much more, than in previous years, and znachit, can serve real stimuyoly for agroinsurance – Alexander Filonyuk, the president of League of insurance companies told.
However, funds allocated by the budget accustom not always. In 2005 from the allocated 54 million UAH there were osvoyoeno only about 10 million UAH. Povtorilas this situation and last year. As told to the deputy chief of department of a krediyotovaniye and Minagropolitiki Oksana’s insurance Prudk, from budgetary funds in 2007 undeveloped ostalis 2 million UAH.
In the ministry consider, as vydeyolenny 200 million UAH will be insufficiently for obtaining grants by all selkhozpyoroizvoditel. Therefore now we registered norm: to give the pervoocheredyony right to grants all to those enterprises which zastraxovalis – are told by madam Prudka. Esyoli dreams of officials become a reality, growth of payments on agroinsurance in 2008 will make 35-50 %.